UPDF May 2003
News about some of the recent activities of the Urban Poor Development Fund in Cambodia
How to use a fund to mobilize a genuinely "people driven" development process in Cambodia
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SUPF
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Making people the key actors
Since 1993, a close network of professionals, NGOs and community federations in India, Thailand and Philippines, which are part of the Asian Coalition for Housing Rights (ACHR) and Slum Dwellers International (SDI), have been assisting poor communities in Phnom Penh to organize themselves and take control of their own development. These efforts have drawn on wisdom, experiences and borrowed tools from many prominent grassroots-driven processes around the Asia region - tools like community enumeration, settlement mapping, model house exhibitions, collective savings and credit and exposure visits to see community-driven initiatives in other countries. All these activities were new to Cambodia, and applying them here involved a lot of trial and error. Some things caught on, and in 1994, the Solidarity for the Urban Poor Federation (SUPF) was established, a city-wide federation of community savings groups.
SUPF and UPDF go together . . .
SUPF is today the only large-scale people’s organization in Phnom Penh. From the beginning, partnership with SUPF has been one of the central elements in UPDF’s work to promote a people-driven development in Cambodia. To break the “hand-out” mentality which has done so much to disempower the country’s poor communities, the UPDF has organized all its activities to strengthen and expand SUPF’s community savings groups as a strategy for people to organize themselves, strengthen their communities, learn from each other and manage their own development. Strong community savings groups - and a large federation of these savings groups - are the building blocks of a people-driven development process and are vitally connected to housing, and environmental improvement and negotiation. When people in poor communities save together and make collective decisions about money, they acquire the management skills and negotiation capacities they’ll need to tackle larger development issues. So boosting savings and credit activities on a large scale in Phnom Penh is a way to boost the basic mechanism by which poor people will begin dealing with their problems collectively, with strength, rather than in weakness and isolation.
UPDF has worked closely with SUFP’s various management committees and its seven district sub-federations (“Khan units”) to bring poor communities within their districts together, pool their own resources and work out their own solutions to problems of land security, housing, toilets, basic services and access to credit for livelihood and housing.
SUPF's impacts over the past 8 years
Savings groups
SUPF has helped poor community members (especially women) to set up, manage and expand community-managed savings and credit groups in nearly half of the city’s poor communities.
Surveys
SUPF has conducted five enumerations and mappings of poor and informal settlements in Phnom Penh - the most comprehensive of any institution in Phnom Penh.
Housing
SUPF has worked with local young professionals to organize projects and design affordable housing types which people can build themselves and which meet their needs and budget constraints.
Model house exhibitions
SUPF has held three exhibitions of full-scale house models to present to the city.
Community-driven relocation
SUPF has helped informal communities to negotiate, plan and carry out community-driven relocation projects in collaboration with the Municipality, international agencies and NGOs.
Collaborative projects
SUPF has collaborated with the Municipality, UNCHS, UPDF, URC, ACHR, SDI on a broad range of workshops, training programs, house-building and environmental improvement projects.
Exchanges
SUPF has taken part in dozens of regional exchange visits to community-driven processes in India, Thailand, Philippines, Nepal, Sri Lanka, Indonesia, Pakistan, South Africa and Namibia.
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SUPF Savings
People's investment in their individual future and in their collective development . . .
Total number of communities with savings groups
185 communities
Total savings members
10,272 members
Total amount saved
280 million Riels
(US$ 72,000)

Introducing the UPDF HERE
YOU ARE HERE
How to use a fund to mobilize a genuinely people driven development process
Next 6 principals of the UPDF approach and how they work in practice
Next Using the fund to promote a community driven housing model in Cambodian Cities - HOUSING LOANS.
Next Four more cases of UPDF Loans for Housing
Next Using the fund to break the isolation of individual communities through collective projects
Next Using the fund to help decentralize the federation process and boost the district federation units
AND
Using the fund to build a community in difficult circumstance where no community exists yet
Next Using the fund to seed other partnerships and leverage resources from other places
Next Using the CDS to explore ways of bringing poor communities into the city's planning process
Next Demonstrating that upgrading communities within the city is a viable alternative to relocation
Next How Upgrading Works
Next 2003 Survey of urban poor settlements
Next UPDF at a Glance
The 5th Anniversary of the UPDF MORE PICTURES HERE
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Some grand totals on UPDF Credit (March, 2003. Exchange rate: US$1 = Riels 3,800)
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Total loans disbursed
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Number of households / communities benefiting
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Average loan
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Interest (Annual)
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Loan term
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Amount repaid
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1. Housing loans
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$ 346,877
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834 in 11 communities)
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$ 416
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8%
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5 years
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$ 34,015
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2. Land loans
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$ 5,388
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67 in 2 communities
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$ 80
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8%
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5 years
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$ 4,360
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3. Prahok loans
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$ 212,214
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1,526 in 61 communities
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$ 139
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8%
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1 year
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$ 136,339
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4. Income generation loans
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$ 38,867
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976 in 62 communities
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$ 40
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4%
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3 years
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$ 10,796
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5. Bank collapse loans
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$ 2,023
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188 in 4 communities
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$ 11
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--
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1 year
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$ 2,023
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6. Water supply loans
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$ 494
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23 in 1 community
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$ 21
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8%
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1.5 years
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$ 155
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7. Food production loans
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$ 5,960
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113 in 2 communities
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$ 53
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4%
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1 year
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$ 93
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TOTALS
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$ 611,825
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3,727 families in 145 communities
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187,782
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Next 6 principals of the UPDF approach and how they work in practice
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